Living full-time in an RV is a unique lifestyle that brings a sense of freedom and adventure. However, it also comes with its own set of risks and responsibilities. One of these is ensuring you have the right insurance coverage. At The Bunn Agency in Forsyth, GA, we understand the specific needs of full-time RVers and offer specialized RV insurance to meet these needs.
Why Standard RV Insurance Isn’t Enough
While standard RV insurance provides coverage similar to auto insurance, it may not be sufficient for those living in their RV full-time. Standard RV insurance typically covers liability, collision, and comprehensive coverage, but it may not cover personal belongings or provide enough liability coverage for full-time living.
The Benefits of Specialized RV Insurance
Specialized RV insurance is designed specifically for those who use their RV as their primary residence. It offers higher liability limits and covers personal belongings inside the RV. It can also cover expenses related to emergency accommodations in case your RV becomes uninhabitable due to a covered loss.
Choosing the Right Coverage
When choosing RV insurance, consider the value of your RV, the amount of personal belongings you have, and the level of liability coverage you need. It’s also important to consider any additional coverage you may need, such as roadside assistance or coverage for attached accessories like awnings and satellite dishes.
At The Bunn Agency in Forsyth, GA, we’re here to help you navigate the complexities of RV insurance and ensure you have the coverage you need for your full-time RV lifestyle. Contact us today to learn more about our specialized RV insurance policies.