Single-vehicle accidents are more common than many realize and account for a high percentage of traffic deaths. Their prevalence and severity mean it is crucial to know what to do after a single-vehicle accident and how insurance covers them. The Bunn Agency, serving Forsyth, GA, is here to answer your insurance questions and ensure we provide the coverage you need.
Understanding Fault In Single-Vehicle Accidents
Ohio is an at-fault state, meaning we determine who is at fault for every accident, and the fault determines who is responsible for paying any costs resulting from the accident. One or more people or entities can be found at fault, whether the accident involves one or vehicles. Critically, the driver in a single-vehicle accident is not always at fault.
Numerous factors other than the driver can contribute to a single-vehicle accident, including:
- Other drivers’ negligence: Swerving to avoid an accident or a vehicle that pulls onto the street
- Weather: Snow, ice, or rain can contribute to accidents, even after slowing down
- Poor or unkempt roads: Potholes, broken pavement, and other safety issues
- Road signage: Stop or warning signs hidden behind tree branches
- Deer or obstacles in the road: Hitting a deer or items falling from another vehicle
- Faulty vehicles: Manufacturer or service provider mistakes
Like all accidents, obtaining a police report and safely documenting the accident scene are essential steps in helping determine fault. Documenting anything that might have contributed to the accident can be helpful during a later investigation.
Working With The Bunn Agency
If you live in or near Forsyth, GA, the friendly team at The Bunn Agency is ready to address all your insurance needs, including automobile insurance. So, give us a call or stop in to see us today.
